Harmoney Corp Limited was established in 2014 to introduce peer-to-peer lending to New Zealand. Harmoney has since become the largest online personal lending platform in Australia and New Zealand, with a goal of providing people a quick and simple way to borrow online. Harmoney provides risk-priced, unsecured personal loans up to $50,000 and has helped nearly 50,000 customers borrower more than NZD $1.7 billion through over 80,000 loans as of July 2020.